Saving money on insurance is always a priority, whether you’re buying a new auto insurance policy or upgrading your existing coverage. While decreasing your coverage limits will likely save you on your monthly premiums, it’s not always the best option, especially if you want to protect your car from multiple hazards. Here are a few simple ways to save on your monthly car insurance costs without decreasing the quality of your coverage.

3 Ways to Save on Auto Insurance

1. Use a Single Insurance Provider

If you have multiple types of insurance policies, you may be able to get a discount on your premiums if you bundle with the same provider. While the savings will vary from agency to agency, you should be able to maintain the same quality of coverage even if you switch providers.

2. Shop Around

If you’re not satisfied with your auto insurance provider, you don’t have to stick around. In fact, you may end up saving money by going with a different insurance company. As a general rule, consider shopping around at least once a year or anytime your current provider increases your rates. This way, you’ll know if your current premium is competitive or if you’re being overcharged.

3. Boost Your Credit Score

While your credit score is only one factor that insurance agencies use to determine your premium, it still has an impact. Drivers with low credit scores often pay more for their policies than those with above-average scores. If you’re looking to improve your rates, consider working to raise your credit score. Pay bills on time, avoid carrying a balance on your credit cards, and keep your debts as low as possible. Over time, this will improve your score and potentially earn you a lower rate.

If you’re looking for affordable auto insurance, turn to Robert Tayler Insurance in Lorain, OH. Their experienced team will work to help you find the best coverage for your car at a price you can afford. Learn more about their coverage areas by visiting their website and call (440) 277-5191 for a free quote.