Workers' compensation laws aim to safeguard both staff and employers in the event of on-site injuries. In Pennsylvania, as in nearly every state, most businesses must carry the policy to protect themselves from liability and provide financial support to hurt members of their team. Below, the seasoned attorneys at Achille Law, PC, in Brookville discuss who and what are covered by the state's guidelines.

Covered Individuals

If you are employed by a business in Pennsylvania, you are likely covered by workers' compensation. The law encompasses a wide range of staff, from regular, full-time hourly and salaried workers to part-time or seasonal personnel. Employers in the state are legally required to hold active insurance, regardless of the size of the business or the number of people on staff. There are exceptions to this rule, however; independent contractors, like freelancers or those hired on a per-project basis, are usually not eligible for this coverage. 

Covered Conditions

Under state law, any injury sustained in the workplace or as a direct result of the job performed onsite must be covered by workers' compensation. The scope of the law is purposefully broad to take into account the wide variety of accidents, illnesses, and injuries that can happen at a place of business. Similarly, coverage is not guaranteed for all situations. For instance, if the incident occurred while you were under the influence of alcohol or drugs, or if you weren't wearing the required safety gear at the time, your claim could be denied.

To understand your rights under Pennsylvania's workers' compensation laws, or to get help filing a claim or fighting a denial, turn to the skilled and experienced team at Achille Law, PC. Since 1978, they have been representing area clients for these and other personal injury cases, offering quality guidance to ensure they secure the best possible outcome. Call (814) 849-6701 to schedule a consultation today. To learn more about the firm and how they can assist, visit them online.