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When you file an insurance claim for an accident that was not your fault, you expect to recover for your injuries under the policy. If your claim is denied, what do you do? Before giving up or resorting to the courts, personal injury lawyers urge clients to take the following steps:

1. Compare Your Insurance Policy to the Denial

Take a look at the reasons for the denial, and pay close attention to the wording. Compare it to the wording of your insurance policy and look for similar language in both documents. Review the policy section on exclusions to see if there are reasons justifying the denial. Make note of factual errors, faulty assumptions, or confusing explanations.

2. Respond to the Denial

personal injury lawyerIf you believe the insurance company made a mistake, write them a letter in response. Lay out your arguments in a brief, clear, and non-accusatory manner. Point out the inconsistencies or errors you noted, and ask for clarification if you are confused about their decision. The company should respond with an explanation or refer the claim for further action.

3. Seek Legal Help

Consult a personal injury lawyer if you are not satisfied with the insurance company’s response. You may have grounds to file a lawsuit for various reasons—such as if the company breached your insurance contract or acted in bad faith by denying your claim, failing to investigate the claim, or refusing to respond to your letter. An experienced personal injury lawyer will help you obtain the compensation you deserve.

Jones & Jones PC Attys At Law in Andalusia, AL, will offer zealous and effective representation to protect your rights and seek full compensation for your injuries. Since 1953, they have provided the legal help area residents need when insurance companies deny their claims. Learn more about car accident settlements and other services by visiting them online. Call (334) 222­-3161 to schedule your confidential consultation.

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

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