Your insurance policy protects you from the unexpected, but, hopefully, you’ll never have to use it. However, if you are involved in an auto accident or a tree falls on your house, filing a claim with your agency can get you compensation for any damages. If you’ve never done so with Germania, before, you might not know where to start; below are some answers to frequently asked questions before you begin the process.
A Guide to Filing With Germania Insurance
1. How Do I File a Claim?
If you’ve been the victim of a covered event, you can report your claim online or call 877-GERMANIA if you’d prefer to speak with a representative. If you’re still nervous about how to handle it, your insurance agent will walk you through the process to make it as painless as possible.
2. What Happens After the Claim Is Filed?
Once the claim is submitted, it’ll be reviewed by an adjuster, who will be in touch if they need any additional information. In some instances, they may need to assess the damage themselves before the claim is approved.
3. Will My Premiums Automatically Go Up?
This is a popular misconception, but, in fact, not every instance results in higher monthly premiums. Your claim history and a variety of other factors impact whether your rates go up.
4. How Long Will the Claims Process Take?
Germania offers some of the fastest response times in the industry, with a streamlined process built to ensure that your home or vehicle is repaired as quickly as possible. Many policyholders can get a check as soon as the adjuster is finished inspecting the damage.
As dedicated agents of Germania insurance, the Glenn Herring Agency offers personalized service and a broad range of products from one of the state’s most trusted providers to clients throughout the Munday, TX, area. Their agents will guide you through every step of the process, from selecting a policy to filing a claim if the unexpected occurs. Visit the Germania website for an overview of the plans they offer or call (940) 422-4359 to request a quote. To keep up with Munday’s most trusted insurance agency, learn more about them online.