Sparta, Wisconsin
535 Industrial Dr
Sparta, WI 54656
(608) 269-2127
Providing you complete insurance coverage from Sparta, WI.

Why You Should Have Commercial Insurance for Your RV Park December 19, 2017

Sparta, Monroe
Why You Should Have Commercial Insurance for Your RV Park, Sparta, Wisconsin

When you own or operate a campground or RV park, your occupation involves providing people rest and recreation. However, that focus on fun doesn't free you from the responsibilities of running a business. One of the most important responsibilities you face is protecting your guests and park with appropriate commercial insurance. Below are a few reasons why you need a good policy and how to protect your campground business.

Why Does Your Campground Need Liability & Commercial Insurance?

insurance agency in Homent, Tomah, and Sparta, WIIf a guest is injured or gets their property stolen or damaged while staying at the park, you could be responsible for the cost of medical treatment or replacement of their property. Without an appropriate commercial insurance policy, you could face damages that put the financial future of your business in jeopardy. Medical treatment for an individual can easily reach six figures. Without liability insurance, you could face the additional cost of defending your business in court. Legal fees and judgment costs could quickly make it impossible for the business to continue.

What Kinds of Coverage Should You Consider?

To protect yourself and the campground business, discuss your situation with a reputable insurance agency. Some types of coverage to consider include liability insurance, watercraft insurance for any boats you rent, as well as commercial building insurance for any structures in the park. If you have employees, you'll need workers’ compensation insurance in case they're injured on the job. Finally, you need commercial property coverage to protect the equipment you use to operate or maintain the business, such as landscaping equipment and computers.

 

To discuss the types of commercial insurance you need to protect your campground or RV park, contact the agents at Coverra Insurance Services. This insurance agency has locations in Sparta, Holmen, and Tomah, WI. Visit their website to request a free quote or call (608) 269-2127 to discuss your needs with a friendly agent. 

Other Announcements, Events and Deals from Coverra Insurance Services
How to Make Sense of Your Auto Insurance Deductible, Sparta, Wisconsin
Though all drivers need a good auto insurance policy, understanding the terms and conditions can be confusing. For instance, many people make poor coverage choices when they don...read more
A Brief Guide to Understanding Workers' Comp Insurance, Sparta, Wisconsin
As a business owner, you face a long list of duties and responsibilities, including protecting both your company and your employees. One type of policy that can help you achieve this...read more
What Affects the Cost of Homeowners Insurance?, Sparta, Wisconsin
Whether you’re shopping for homeowners insurance for the first time or you want to change your existing coverage, several factors will affect the cost of your policy. Unfortunat...read more
The Difference Between Liability & Physical Damage Coverage Auto Insurance, Sparta, Wisconsin
In Wisconsin, motorists are legally required to maintain a minimum amount of liability insurance for their vehicles. However, this minimum may not be enough to protect you in the eve...read more
The Importance of the Right Trucking Insurance?, Sparta, Wisconsin
When you’re a semi-truck driver, most of your time is spent traveling on the road. Operating a the large vehicle, late nights, and occasionally dangerous conditions puts dr...read more