When it comes to protecting your work, business insurance is a must. But how can you tell which policies your company will benefit from? Siemers Insurance Agency, LLC, is happy to help business owners in Cincinnati select the right coverage for their needs, whether it entails protection from lawsuits or for valuable equipment and machinery.

Protect What Matters Most With These 3 Types of Business Insurance

Professional Liability Insurance

If your business is hit with claims of errors or performance failure, liability insurance will cover legal costs related to litigation. The type of professional liability policy you should apply for typically depends on your industry and the type of business you’re running. For instance, liability insurance suited to an attorney will be vastly different than coverage for a medical professional. In this case, it’s best to speak with an agent directly about your needs.

Workers’ Compensation Insurance

Almost all workplaces are required to have some type of workers’ compensation insurance. This policy provides money to employees injured on the job—as long as the employee in question meets certain eligibility criteria. Coverage typically includes loss of income, medical expenses, and disability. If the injuries are fatal, the family of the deceased will receive death benefits.

Business Interruption Insurance

Some events may halt your business operations indefinitely. In this case, business interruption insurance will provide compensation for loss of income while duties have ceased. This will prevent serious financial consequences from occurring while you work to get your business up and running.

In addition to serving clients in the Greater Cincinnati area, Siemers Insurance Agency, LLC, lends assistance to residents of Northern Kentucky and Southeast Indiana. Call (513) 469-8877 for more information on securing a business insurance policy that’s just right for you. You can also receive an individualized insurance quote by visiting their website today.