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With winter right around the corner, it’s time to start thinking about how to heat your home as efficiently and safely as possible. There’s no question you need to run your heating system to maintain a cozy and comfortable living environment throughout the season. However, it’s important to recognize that this time of year brings a significant increase in residential fires and home insurance claims. This is why it’s crucial to take the proper steps to stay safe while you’re staying warm.

Here are three tips to reduce the risk of fire hazards for a few different types of heating system:

  • Schedule an Annual Inspection for Your Furnace: Before turning your furnace on this winter, it’s essential to schedule an inspection with your HVAC contractor. They will verify it is in good operating condition and properly vented. They will also look to see if the area around the unit is clear of combustible materials and check for signs of gas or carbon monoxide leaks if you have a gas furnace.

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  • Use Space Heaters Correctly: Space heaters are beneficial for heating one specific area of a home, but if used incorrectly, they can easily start a fire. Make sure your space heater has been evaluated by a nationally recognized laboratory. Plug it directly into the wall instead of an extension cord, and unplug it whenever it’s not being used. Keep it in the center of the room and far from combustibles, and never use it to dry clothes.
  • Be Extra Cautious When Utilizing the Fireplace: Aside from providing warmth, fireplaces offer an intimate and relaxing atmosphere, making them a favored source of heat. Unfortunately, they’re also the cause of numerous fires, leading to home insurance claims. If your fireplace hasn’t been cleaned and inspected in the last two years, that’s the first place to start. Never leave a fire unattended, only burn proper materials, and put up a screen to keep embers from flying into the room.

 

Taking a few precautions goes a long way in keeping your house safe from the devastation of a fire. This is also a good time to review your home insurance policy to ensure you’re adequately covered should an unexpected disaster occur. For the residents of Licking, MO, Texas County Mutual Insurance is the leading source for finding quality coverage at affordable rates. They offer a wide range of options to suit every client’s needs and budget. Contact them at (573) 674-3125 to request an insurance quote, or visit them online for more information.

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