Share:

In the immediate aftermath of a car accident, it's understandable that you might be more focused on matters like tending to your health and safety and the well-being of others. Swapping auto insurance information with the other driver involved may completely slip your mind, or, in cases of a hit-and-run, it may not be possible at all. What do you do after an accident in which insurance details were not exchanged? The three steps below will shed more light on the most effective path to take.

Auto Insurance: 3 Steps to Follow After an Accident When Information Was Not Exchanged

1. Go Over Your Own Memories of the Crash

You should ask yourself some crucial questions, and the best way to obtain helpful answers is to sift carefully through your own memories of the accident. What did the other car look like? Do you remember or did you record a license plate number? Can you put together a physical description of the other driver? Answers to these questions can help lead you in the right direction of tracking down the other driver and getting the auto insurance information you need.

2. Get a Copy of the Police Report

auto insuranceIf the police were called to the scene of your accident, get a copy of the police report. This will likely include contact information for other parties involved in the crash. If the crash was a hit-and-run and police were summoned to the scene, go over their report to see if any descriptions or eyewitness testimony can give you clues as to the other driver's identity. And remember — if a driver connected to a car accident flees the scene, it is a crime, and police will likely aid you in your quest.

3. Report the Accident to Your Insurer

At this point, you want to do everything possible to legally protect yourself. Call your auto insurance company and report the accident to them, and let them know the other driver did not provide you with the necessary information. After the intensity of a car crash dies down, many people change their minds about filing claims, and you don't want the other driver to blindside you or your insurer.

 

Kramer-Myers & Werring-Dickerson Insurance has provided the Batavia, Ohio, area with auto, home, and life insurance since 1960. Call (513) 732-1461 or visit their website to get auto insurance quotes or to connect with an insurance agent. You can also follow them on Facebook and Google+ for more about the services they provide. If you did not get insurance details from the other driver in your car accident, all hope is not lost; follow the above steps to bring you closer to the answers you seek.

tracking