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Adding a teenage driver to your existing auto insurance policy is no doubt stressful. Fortunately, Kramer-Myers & Werring-Dickerson Insurance is dedicated to helping families in Batavia, OH, navigate tough insurance issues, including adding a teen to your insurance policy. The following are just a few useful tips that can be a great relief when your teen driver finally hits the road.

Select the Right Vehicle

The type of car you pick for your teen driver has a huge impact on rates. A sporty speedster is bound to incur greater costs than a sensible sedan, so select your teen’s vehicle wisely. While most teenagers would prefer something cool over a common-sense vehicle, safety and affordability must take precedence over appearance.

Insure Your Teen ASAP

auto insuranceWhen it comes to auto insurance, it’s best to add your teen driver to your policy as soon as possible. While it’s definitely true your rates will go up, failure to properly insure your teen will be even costlier. You may be able to exclude a teen driver and have them cover their own insurance, but you will most likely need to co-sign on a policy to make certain it’s valid. In this case, it’s usually easier and less expensive to add a teenager to an existing policy.

Look for Discounts

You should also be on the lookout for any discounts offered by your insurance company. For instance, you may be able to claim a discount based on your teen’s grades in school. This can be an ideal impetus for increased studying, while also offering a reduction in cost along the way.

Make Use of New Technology

You want your teens to be safe on the road, but you can’t be with them all the time. New technology can monitor the driving behavior of teens and transmit important updates to you in a timely manner. That way, you can stay in tune with what your teen is up to and assert your parental dominance if they partake in dangerous behaviors.

With a wide selection of products ranging from life insurance to auto insurance, Kramer-Myers & Werring-Dickerson Insurance has a reputation among clients for unbeatable service. Call (513) 732-1461 today to learn more about what this top-rated insurance company can do for you. You can also make use of the convenient online contact form to find out how you can receive an auto insurance quote, and find the experts on Facebook.

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