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An FSA, or Flexible Spending Account, is money put aside to pay for out-of-pocket health care needs, like deductibles and copayments. By using the money in your FSA before the end of the year, you can use what would normally go to taxes on expenses for your family, like children’s dentistry. Pediatric Dentist Dr. Paul K. Seo, D.D.S., M.S., at Dentistry For Kids in Pearl City, HI, believes you should use your FSA on important health costs before the end of the year.

An FSA generally must be used up within the plan year, or you will lose the remaining funds. However, some employers offer one of two options to allow some of the money to carry over. Your employer may offer the option for a 2.5 month grace period to use the remaining funds in your FSA. Or, your employer may offer the option to carry $500 into your FSA for the following year.

Pediatric DentistIf your employer offers neither of these options, then it would be to your benefit to use all of the money on health care expenses for your family before it expires. You can use the money in your FSA on all kinds of things, like deductibles, copayments, prescription medications, and medical equipment and supplies. You may want to take your children to their dentist for a teeth cleaning and use your FSA for the copay.

Your pediatric dentist urges you to use the money in your Flexible Spending Account before it runs out at the end of the year. This gives you the opportunity to provide your family with necessary or additional health care before the end of the year. Call Dentistry For Kids in Pearl City, HI, at (808) 486-8881 to learn more about their pediatric dentistry services.

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