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You invest in auto insurance to help you deal with a wide range of vehicle-related mishaps, from minor fender benders to serious accidents. But it’s not always easy trying to figure out which collision repair services your insurance will actually cover. Thankfully, the auto body repair team at Heinrich Collision in Hilton, NY, has the answers.

While the collision repair process can sometimes be confusing, you can typically receive help from your insurance company under the following conditions:

  • Windshield Repair: Windshield repair and replacement are generally covered by comprehensive auto insurance policies. The type of damage covered ranges from minor rock chips and scrapes to major cracks that require a total windshield replacement. Windshield damage that is the result of an auto accident is also usually covered by your collision insurance.collision repair
  • Comprehensive Coverage: While you would think comprehensive auto insurance coverage would cover just about any kind of accident you might encounter, this actually isn’t the case. Comprehensive coverage only applies to select types of auto body repair, primarily, damage that is not the result of an actual collision. This could include a tree falling on your car, vandalism, theft, or other natural disasters. Interestingly, hitting an animal is covered under this type of policy.
  • Collision Coverage: If you are involved in an accident with another vehicle and need collision repair, you will need collision coverage if you wish to receive help from your insurance company. It should be noted that this type of coverage also applies to hitting “objects” such as a street sign or tree. A variety of roadside assistance services is often included as part of your collision coverage policy, including gas delivery and lockout services.

For comprehensive, professional collision repair, you can depend on the team at Heinrich Collision. To learn more about the services offered by this auto body shop or to request a repair quote, visit them online or call (585) 392-7800.

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