When you're injured in an accident, you typically have the right to file a personal injury lawsuit to collect damages. However, if you've been hurt as a result of performing your job duties, you'll almost always be required to go through your state's workers' compensation system for reparations. As Hale Skemp Hanson Skemp & Sleik, injury attorneys based in La Crosse, explain, some significant differences between the two can have a major impact on how much you can collect and under what circumstances.
In a personal injury lawsuit, you must prove not only that the other party was negligent, but that their carelessness or malice directly contributed to your injuries. Workers' compensation insurance will pay benefits for injured workers regardless of who was at fault.
Personal injury claims typically involve a cash settlement, including lost wages, medical expenses, and other non-monetary damages like pain and suffering or lost enjoyment. With workers' compensation, you'll receive a portion of your wages while you're recovering from your injury and healthcare costs, but you cannot claim other types of damages.
While workers' compensation includes fewer types of benefits, it does have the benefit of being much faster. With the help of a workers' compensation attorney, you may be able to collect benefits in a matter of weeks. Personal injury cases tend to take much longer, even if a settlement is eventually reached with the insurance company.
Whether you've been hurt in a car accident or injured at work, having an experienced injury attorney guide you through the process can be instrumental in achieving the best possible outcome for your case. Visit Hale Skemp Hanson Skemp & Sleik online now to learn more about how they can help ensure that you get the financial relief you deserve. You can also call (608) 784-3540 to schedule a consultation with an injury attorney.