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Making sure your home is properly heated during the winter is of the utmost importance. However, things like fireplaces and space heaters must be used correctly, or you might run the risk of starting a fire in your home. The homeowner’s insurance agents at K.L. Smith Agency LLC do more than simply offer a broad range of insurance products. They can also provide residents of the Willimantic, CT area with crucial tips to keep themselves and their families safe from one winter to the next.

Protection Beyond Homeowner’s Insurance: Watch Out for These Winter Heating Hazards

1. Working Smoke Detectors Are a Must

Smoke detectors are crucial in case a fire breaks out in your home. While having a working smoke detector is important, it’s equally important to properly maintain your smoke detectors to ensure they’re operational when they’re needed. This means the batteries should be replaced twice yearly, and new smoke detectors should be purchased after about five or 10 years (which is generally when smoke detectors are no longer operational).  Carbon monoxide detectors are recommended.  Many detectors available are combination smoke and carbon monoxide.

Use Your Wood-Burning Stove as Instructed

homeowners insuranceIf you have a wood-burning stove, it’s important to use it as instructed to prevent a risk of fire from occurring. This includes using the proper fuel, ensuring ventilation is effective, and not keeping any flammable materials near the stove while it’s burning. You should also make sure you clean the stove on a regular basis to prevent buildup from occurring.

Be Careful When Warming Up Your Car

If you have a garage, be careful when warming up your car. Never warm up your vehicle while it’s still in the garage, even if the door is open. Instead, pull your car into the driveway when warming it up to prevent carbon monoxide poisoning from occurring.

Whether you’re searching for car insurance, business insurance, or need a comprehensive liability policy, you can rest assured knowing the team at K.L. Smith Agency LLC have an insurance policy suited to meet your needs. Contact an agent today to learn more about acquiring homeowner’s insurance by calling (860) 423-9294. You can also visit the website for more information on what makes this agency so loved by clients in Willimantic.

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