Insurance is crucial for staying protected against life’s many catastrophes. However, you might need more than the standard policy, which is where umbrella insurance comes in. Consolidated Agency of Rochester, NY, offers a broad range of insurance products, including supplemental policies offering comprehensive protection. This insurance agency is widely regarded for the quality of service, which is crucial when it comes to securing something so important.

An Insurance Agency Offers 3 Reasons to Purchase an Umbrella Policy

1. Lower Cost

Umbrella coverage is surprisingly inexpensive. For instance, you can get high coverage limits for a relatively low monthly premium. While some people may be hesitant to tack on another insurance cost, the money an umbrella policy will save in the event of an accident will make the price more than worth it. This is especially true if you face numerous risks and are concerned about liability.

2. Protection of Assets

If you’re in possession of numerous assets, an umbrella policy is essential. If you exceed the limits of your traditional insurance policy, an umbrella policy steps in to cover the difference. For people with high-value homes, cars, or other assets, these policies can make all the difference if a disaster strikes.

3. Peace of Mind

One of the biggest bonuses of umbrella insurance is the peace of mind it affords. Even with a reliable liability policy in place, you might still come up short if the expense is greater than your policy’s limit. In this case, a supplemental policy will allow you to rest assured knowing you remain covered no matter what occurred. In some ways, this peace of mind is as valuable as the cost savings you’ll be afforded in case an accident occurs.

From car insurance to policies for your business, Consolidated Agency provides Rochester with unbeatable service. Get a quote from this insurance agency today by calling (585) 467-4110. You can also visit the website to see the full range of services available to you.