Many financial services require a lot of paperwork and identification, but if you’re an undocumented immigrant, you can easily join a bank with the Individual Taxpayer Identification Number (ITIN). Bank services for undocumented immigrants allow you to open a credit union account and benefit from financial protection.

The North Jersey Federal Credit Union in Totowa, NJ, explain how to open a bank account with your ITIN:

Find the Right Financial Institution

Non-citizens reserve the right to open traditional bank accounts, but finding the best financial institution will make the process much smoother. Ask for recommendations in the area and prioritize banks and credit unions that accepts an ITIN. Calling your local credit union and asking a few questions will help you find places that work with non-citizens.

Gather Your Documents

Fortunately, all non-citizens need to open a checking or savings account is their ITIN and form of government-issued identification. A passport or driver's license is usually the most common. Gather the information before stopping by your local bank services for undocumented immigrants.

Know What to Open

Before you open a bank account, decide what you'll use it for. Do you simply need a place to put away income? Or, maybe you want to save for the future. A credit union specialist will walk through the options to ensure you're opening the accounts that best fit your needs. From there, you'll provide the necessary documents and fill out some paperwork to officially open the account.

If you're an undocumented immigrant searching for a reliable and trusted bank, visit the friendly team at North Jersey Federal Credit Union. Whether you want to open a bank account with your ITIN or are interested in finding low-rate loans for non-citizens, the staff is ready to help. For more information on their bank services for undocumented immigrants, visit them online or call (973) 785-9200 to speak with a specialist today.