Even if you drive defensively, obey traffic signals, and travel at the speed posted limits, you still can have an automobile accident. It’s an upsetting situation, but you need to handle it correctly to protect your interests. To help you through it, Mountcastle Insurance, the leading auto insurance agency in Winston-Salem, NC, explains what to do and not to do after a traffic accident.

What to Do Following a Car Crash

If you can, move your vehicle out of traffic to a secure location. Call an ambulance if you or a passenger need medical attention, then notify the police about the incident. If it’s safe to do so, ask whether the occupants of the other vehicle are OK and be polite when you speak with them. If you have cones or flares, place them on the road to alert other motorists of your presence, if you can do so without putting yourself at risk. Call your auto insurance agent and explain what happened while you wait for the authorities. When they arrive, present your driver's license, vehicle registration, and proof of auto insurance, then explain your side of the story calmly.

What Auto Insurance Experts Say to Avoid

The first thing to remember is not to panic. If you let your emotions influence your actions, you might make unwise or even dangerous decisions. Avoid placing blame on anyone, including yourself, and don't shout at the other driver if you think they were responsible for the crash. North Carolina is an at-fault auto insurance state, so let the police determine who is to blame.

Also, don't leave the scene — a hit-and-run accident is a crime that could leave you facing jail time and expensive fines. If you or a passenger are experiencing neck or back pain, don't move; it’s best to stay in the vehicle and wait for emergency medical help. If you must leave your car, don’t try to cross traffic lanes on a busy road or interstate.

To be prepared for even a minor car accident, you must have proper coverage. Mountcastle Insurance, the most experienced car, health, business, and homeowners insurance agency in Winston-Salem, NC, can help you choose the right auto insurance coverage for your needs and budget. Visit their website for information about the carriers and plans they offer and call (336) 777-8500 to request a free quote. Check their Facebook page for more tips and updates from the agency.