While most people are well-versed in car insurance policies, few understand the options available for motorcycles. To keep the residents of Dumas, TX, informed about their choices, the experts at CIS Insurance, answer a few frequently asked questions about coverage, customization, and expense. 

Motorcycle Insurance FAQs

What Do Motorcycle Insurance Policies Cover?

The standard policy, known as "bodily injury and property damage liability," covers the cost of repair for another person's vehicle, any medical bills due to injuries suffered, and legal fees associated with the accident. 

Can Policies Be Customized?

While standard policies only cover certain expenses associated with motorcycle accidents, many are customized to provide greater protection. Comprehensive coverage, for example, will encompass the cost of repair or replacement resulting from weather, theft, and other non-collision events. Policies can also be tailored to include medical expenses for the driver and upgraded motorcycle equipment, including sidecars and trailers. 

How Much Does Motorcycle Insurance Cost?

The cost varies much more for motorcycle insurance than it does for cars. There are two main reasons for this: motorcycle accidents are much more dangerous, often resulting in serious injuries and fatalities, and they are also easier to steal than cars. Depending on factors like the driver’s age and experience, as well as the motorcycle make and model, premium prices range from several hundred to thousands of dollars a year.

If you’re looking to get your motorcycle insured, CIS Insurance has a plan to fit your budget. They also offer bundled discounts if you purchase multiple policies, such as crop or commercial truck insurance. Local businesses turn to these professionals to protect their property and commercial buildings too. Visit the CIS Insurance website to meet the company's friendly, experienced staff, or give them a call at (806) 935-6512 to discuss your options today.