Life is unpredictable, and even those who believe they have a foolproof financial plan can find themselves in more debt than they can reasonably pay off. The bankruptcy attorneys from Hale Skemp Hanson Skemp & Sleik in La Crosse, WI, help clients identify all their options when it comes to restructuring or discharging debt, and they will help you get a fresh start, too.
Here are three reasons to consult with an experienced bankruptcy lawyer before filing:
- It Could Save Your Home: If your home is at risk of foreclosure and you wait too long to declare bankruptcy, you could lose it to the bank. As soon as you fall behind in your mortgage payments, it is critical to talk to a bankruptcy attorney and discuss how chapter 13 bankruptcy may be able to save your home.
- It Will Give You Peace Of Mind: Bankruptcy law is complicated, but an experienced attorney will be able to explain all the factors that pertain to your situation in language you understand. There are advantages and disadvantages of both chapter 7 and chapter 13 bankruptcy, and hiring a bankruptcy attorney before filing will give you the peace of mind you are choosing the best route.
- It Will Streamline The Process: Despite the ever-increasing digitized world, most legal procedures still require a significant amount of paperwork. A bankruptcy attorney will ensure that you fill out all the necessary documents correctly and file them with the appropriate offices on time so your case will not experience any unnecessary delays.
If the bills are piling up and you’re barely making the minimum payments every month, filing for bankruptcy may be your best option, and Hale Skemp Hanson Skemp & Sleik in La Crosse will help. Visit their website to learn more about their experienced bankruptcy attorneys, or call (608) 784-3540 to schedule an initial consultation today.